Posted by NCWayne on November 16, 2009 at 20:38:50 from (173.188.168.35):
Dad and I have been in the equipment repair business as independents for many years and have always done the billing and recievables "old school" meaning paperwork and getting paid by cash or check. There in lies my question what do you think about accepting credit cards. I know that there is often alot of anticredit card thinking and that is understandable when it"s someone getting in over their head, but what I"m talking about responsible, business card usage for a legitament need. My thinking is that in these tough times if you can do a job for someone and get paid with a card your more likely to get work. I say this because I know there are times that an individual or company don"t have the capitol to pay for repairs in cash or in the bank but still need the work done on their machine to keep the business going. This would allow them to utilize a revenue source to pay you that wasn"t available to them before you accepted cards. Too we"ve been asked many times in years past, by large companies, if we took cards. Usually it was for jobs with a bill for $2000-$5000. Their reasoning was that it streamlined their billing process by putting all "small" purchases in one place. Like I said I"m toying with the idea right now but haven"t made any decisions yet. Actually I "poked" a link the other night looking into it and have gotten numerous servicing companies but haven"t had alot of time to check out all that responded. The a few of them I have looked at so far have what look like pretty decent programs with what seem to be small initial/startup costs, as well as small percentages, in the 1 to 3% range, plus 10 to 15 cents, per charge. This doesn"t sound bad to me considering the ease and speed of getting paid, as well as the added flexibility for the customer. So, the ultimate question, how likely would you be to get a badly needed repair done on a card, if that option was available???? Thanks for any responses or advice and tips, etc from those that already deal with accepting cards. Wayne
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