Where I live in NY, the actual cost of electric is around 18 cents per KWH, even though they list the charge per KWH much lower. All that counts is the montly bill with all fees added. You claim to be using around 522 KWH per month by your figures. Here in central NY, 522 KWH for one month gets billed around $90.
Depends much #1 how money is actually coming out of your own pocket, and #2 what part of the country you live in. There are places in the southwest that can make the same power with 1/2 the equipment, as compared to some dark areas in the northeast.
From the numbers you posted, your monthly average useage is 522 KWHs. That is about same as my average production from a 5200 watt solar-array in one of the darkest areas of New York. My out-of-pocket expense was around $8,000 - but I could of done it cheaper if I did not install battery-backup. Total system cost to all involved totaled around $30,000.
If you got enough State and Federal incentives to keep the cost at around $8000, you can do the math. It's like prepaying your electric bill for 10 years. And, if anything fails after 5 years, you've got to foot the bill to repair.
If you don't get any cash incentives, I don't think it's worth your while unless you live in a very sunny area.
Few people that I've met install solar thinking they're going to save any money. It's more about having independence, being able to live in non-grid areas, "locking in" your power bill and/or never getting price hikes etc. And yeah, a few wealthy people do it just for fun and to look "green."
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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