I see very little evidence of posters "jumping to conclusions" in those posts. Saying so is working from a false premise and leaves me not wanting to read the rest of your commentary.
Yes of course some people get in deep, even though they really tried to live carefully. My friend lost his farm when his wife got leukemia. They were frugal and had health insurance. Had no debts. All old tractor that he fixed himself (or I fixed for some hay). But, the insurance maxed out, and chemotherapy bills got over $250,000 dollars. She died and the hospital brought a judgement against his farm. I suspect many people with private health insurance don't realize their plans have lifetime cost caps.
But, there are many people who have had unreal inflated paychecks for many years. Often Union workers who were making way beyond what they could in the private sector. And, many of those still spent beyond their means at that time. Now, many are crying poverty. I see it all over the place in Michigan with laid-off auto-workers, even though many got great "buy-out" or "early retirement" packages.
I'm disabled (at least, legally). I've had Medicare for years, but never used it and had private health insurance instead. I've also been self-employed since 1995. My wife just got laid off from her job where she'd been 20 years - and she got nothing - other then unemployment insurance. That because she's not a union or contract worker. We both know we're going to get into a jam if we're not careful, and we're paying $800 a month right now on health insurance. But, we owe nothing to anybody. No credit cards, no car payments, no mortgages. Our biggest costs are for health insurance and taxes on many properties we own. Those taxes keep going up in part, to support others who are whining. While many others I know blew money on new toys, cars, vacations, or some contractor to fix their house, we did everything ourselves. Anytime we had extra money, we invested in property and drove old rusty vehicles.
We all ought to be required to use whatever skills we have. If we try, and can't make it, then it seems moral that help should be given. For those that have demonstrated for years that they have not? Sorry, but I don't care what happens to them. Zero compassion.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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