Re: OT: Time to move?

Posted by super99 on January 03, 2009 at 02:40:29 from (75.107.181.99):

In Reply to: OT: Time to move? posted by doug in illinois on January 02, 2009 at 21:55:41:

I'm in western Ill., Rock Island County to be exact. Only 2 places in Ill that have stricter building codes than the state itself, Chicago and Rock Island County. After we bought 65 acres that used to be my grandparents, we decided to put up a house there and sell other place. Decided on a Design Home from Prairie Du Chien, Wis. Was at the show lot in Burlington, Ia and found 1 my wife liked. If you shop around, when they want to put a new house on show lot, they put huge discounts on the demo homes. Ours was $7000 off and still moved and set on our foundation. I put $2000 down and started getting things in order to have it moved. 2 days later, the salesman from the lot called and said he couldn't sell us the home. It is built to meet state of Ill building codes, and RI County won't pass inspection on it. Went to zoning office, anything 40 acres of larger is considered a farm, and building codes do not apply. The guy in the office said we could move a used trailer house onto the property and they couldn't do anything about it. They had to send a letter to Design Homes saying we could put the house on our farm before they would sell it to us. Anyhow, The house was built in Dec of 99, we bought it in Feb of 02 and it was set in April of 02. 960sq ft, came with curtains, central air and heat, moved and set for $43,000. Were we going to attach a garage? I said not right away, but that was the future plan. Salesman said that the siding on the home was discontinued, we would never be able to match it, so they resided the home after it was set. Point is, shop around and don't be in a hurry, there are good deals out there. Insurance. Check for a small local insurance co, there are lots of them around the state. I have never heard of a barn being too old to insure, not sure about a trailer house, I would call my agent and ask if you want. You need to avoid large nation wide companies like the plague!! The other possibility would be to buy a house that is in the way of construction and have it moved to the new place. Not cheap, but could be 1000's of $$$ cheaper than buying a new house. I assume you mean you can't get fire insurance? I guess the other possibility would be to move your trailer to the new place and not have fire insurance and just take a chance on it. You said that one of the morton buildings had a living quarters in it, can it be remodeled or fixed up some to suit your wife? Just a few things to think about and check into. Good luck, Chris

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