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USA healthcare


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Posted by jdemaris on December 19, 2008 at 07:34:32 from (67.142.130.12):

In Reply to: O.T. Canadian healthcare posted by chuck t on December 18, 2008 at 18:05:02:

I suspect, many if not most USA citizens don't find out what they can really get - until it happens. Some die NOT getting coverage.

My father died in the VA (veteran's administration) hospital after being refused high-end care for liver disease. Ironically, they told me at the time that ... if he was proven to be an a alcoholic - he'd qualify for better care - but he was not. He was a WWII vet, and worked his life as a lineman/foreman for the power company. Seems his original healt insurance ran out, and reverted to the VA.

I was told - by a quack doctor 15 years ago that I was terminally ill. Still waiting, seems she (the quack) was in error. At that time, there was a chemo-treatment available with a reported 30% success rate. My insurance refused to pay for it. In retrospect, maybe I was better off?

Right now - any time when either my wife, my son, or I want to see a doctor for anything, we have to shell out $35 dollars cash as the co-pay.
That's on top of the huge premium we pay every month for the health insurance.

On top of all that, most USA health insurance plans carry - in the small print - lifetime caps to how much money they have to spend on you in total. When you reach that cap, you're screwed - unless you're a congressman or equivalent.

Seems other countries have their own problems. My cousin who lives in France - recently shipped his wife to Long Island, New York after she had a stroke. Put her in a nursing home. Why? French health coverage didn't do enough and required him to help care for his wife. He happens to have dual citizenship since he was a chef for president JFK many years ago. So, he took advantage of some loophole and shipped her over here. He's still in France.

On the "bright side" of things. When my baby daughter was born 30 years ago - she almost died at birth. Helicopter flew her to Albany Medical Center neo-natal unit and she spent months there. The medical bills were huge and there were no way to pay. My wife and I had medical insurance - but some loophole allowed the health insurance company to get out of paying. We had just switched jobs and had new insurance - and they called the birth a "pre-existing" condition.
We had all kinds of judgements against us. Ultimately - some private donor/foundation came to our rescue and paid the entire bill. I'm still thankful, and ticked off - at what happened.


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