There is something called a "hold harmless agreement". You could draw up your own or ask a lawyer to do it for you. You should consider these for persons who routinely visit your operation and are exposed to possible injury. For example: hunting is considered an "at risk endeavor" and a hold harmless would be a good idea to have for anybody who hunts your property sign before letting them hunt. Another irksome thing is that large corporate farms have the advantage that their liability is limited to their corporate assets, while the small family farmer who isn't incorporated has ALL his assets at risk if something goes wrong. Sell some one bad produce and they come down sick with something or worse dies and EVERY thing you own house, barn, equipment, etc. is in play. I asked an ag teacher once about why I shouldn't incorporate and he just shrugged and said why would you want to pay twice as much taxes? I'm not sure if he was right, but I think something should be done about this. JD
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Today's Featured Article - Talk of the Town: The Saga of Grandpa's Tractor - by The following saga is from the Tractor Talk Discussion Forum. Someone. The saga starts with the following message: Hey guys I have a decision to make. I know what you all will probably suggest and it will probably agree with me way down inside, but here it is. I have a picture blown up and framed in my "tractor room" of a Farmall M. It was my Grandpa's tractor, of which whom I never got to meet. He froze to death getting this tractor out of the barn to pull a truck out of the ditch before I was born. Anyway my dad and aunt had to sell it at the auction,
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