I would think not too.. If a person doesn't have funds or knows the parameters that the collection agencies work in I would doubt that they are effective. The no money is obvious, the other is that they have to take a person to small claims court to actually have a legal debt. So they play the game of harassment and intimidation. And if somebody doesn't reset the clock by acknowledging the debt it goes away by statue of limitations. The problem with collection agencies is they take a $50 debt and and add $150 to it and then try to get that amount out of somebody that didn't have the original $50. The only company I saw, with helping family members, that I thought had any luck was a phone company that said send us $30 of the $50 debt and we'll call it good.
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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