Good info but its not cost effective to enforce a $200 lien. That's about a hour of lawyer's time here. You can't include legal fees if collection and legal costs are not mentioned in the contract. Best bet is to work out a payment plan with the customer or try to get the bank to work with him.
What's worse than a foreclosure situation is if someone files for bankruptcy. In some cases contractors or suppliers that have been paid have to return the payment to the court to be divided between secured creditors!
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Today's Featured Article - Talk of the Town: The Saga of Grandpa's Tractor - by The following saga is from the Tractor Talk Discussion Forum. Someone. The saga starts with the following message: Hey guys I have a decision to make. I know what you all will probably suggest and it will probably agree with me way down inside, but here it is. I have a picture blown up and framed in my "tractor room" of a Farmall M. It was my Grandpa's tractor, of which whom I never got to meet. He froze to death getting this tractor out of the barn to pull a truck out of the ditch before I was born. Anyway my dad and aunt had to sell it at the auction,
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