It has been my experience with homeowners insurance that you should shop around every two or three years; I typically save around 200 bucks a year every time I change carriers.
I called my agent a few months ago because the mortgage company wasn't happy with how the address was listed on my policy. The agent said "no problem, and since you called, I want to suggest changing your policy". He put me on a different policy that dropped certain coverage but in general offered better coverage at a substantial savings over my current policy. Not all agents are alike, not all companies are alike.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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