On a truck 5yrs old or less, low mileage can add several thousand to its value, but not on an a 10 yr old truck. NADA value of a 1998 Dodge 3500 diesel with 100K is $14,550, same truck with 400K is $12,925 a difference of only $1625.
As you said I based maintenance on 8K, but if you use 24k you will have to triple the maintenance figures I quoted on the car. And yes tires for cars are cheaper. Tires for my truck run $100, which is why I used $75 for the car. A tire rated at 60,000 miles should get close to that regardless of whether its on a truck or a car.
Bottom line, each person will have to figure out the economics of an additional vehicle according to their circumstances and there are many variables which must be calculated. You will have to calculate how much the car will be driven and all related costs. You will have to calculate how much it costs you to drive a truck and all the costs related to driving the truck. Then reduce your cost of the truck by the percentage that the usage would be reduced by driving the car, compare to the additional costs of the car to determine savings, if any, and if those savings are worth it. It can get very complicated. If you don't have the cash for a car whether its $2,000 or $4,000, then you have to figure in the extra cost of financing. Plus, if the car is financed, the financier will probably require full coverage instead of liability only which will also increase the cost of the car. Each person will have to do it for themselves.
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Today's Featured Article - The Niagra View Mobile - Powered by a 1959 Ford Tractor - by Mark Massey. In 1959 the Niagara Frontier Transit Inc. of Buffalo, New York designed and built six Viewmobiles for the Niagara Frontier Sightseeing Inc. for use as a sightseeing ride at the Niagara Falls State Park, Niagara Falls, New York, powered by a 1959 Ford 611 Tractor.
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