Sounds like there are very similar situations. It used to be that you would have your everyday car and your town car.
I've had a 2000 4X4 chevy for the last 8 years and the best it ever got was 15 mpg. A few years ago we bought a 92 Camry with 103k miles for $1000. It needed a window regulator, an engine mount and hood struts when we bought it. Since then we have put about $1500 into it for maintenance and repairs, but we have put 43000 miles on it. It consistently gets 25 mpg, no matter what.
At an average of $3.00 a gallon and assuming 14.5 mpg in my truck, I saved $3736.55 in gas. Subtract the $2500 and add back in the $2000 or more that the Camry is worth and I'm still up about $3000. I haven't put tires on it either.
Now that I sold the truck and bought a Suburban, my gas mileage has went up a little. The point is, for me, since insurance and plates are cheap on the Camry, it saves me money every time I drive it instead of the truck or Suburban. Saves me about $1000 a year.
Granted the truck and Suburban depreciate, but they are necessary evils that I need to keep around for hauling kids and toys.
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