I bought my first home when I was 23. it cost me $58k and I put down $10K, I worked my *ss off to save that money up. 1. Put down enough money so that you dont have to pay PMI. PMI is private mortgage insurance. that basically means that the bank doesnt trust you enough to loan you the money if you dont have enough equity to start with. PMI is a scam. Plain and simple. 2. get a 15 year or a 20 year mortgage loan. 3. DONT get a variable interest rate loan. (too complicated to explain) 4. Basically you need to search the net for what is called an amortization schedule to see how a loan is paid for with principal and interest. 5. Remember that the bank or mortgage company is not your friend and that you need to do your homework. Banks are not in the business of helping people, only the bank executives and shareholders get rich off of your money. (if you dont believe me then try to get a loan with no collateral) Do your homework by reading up on how loans are paid back to banks and lending companies. read and educate yourself it is the best way to not let the banks make too much money off of you.
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Today's Featured Article - Women and Tractors - More Views From the Farmer's Wife - by Teri Burkholder. The top ten reasons why the judges wouldn't let you participate in the stock antique tractor pull: Hey, this is stock! It came with that V8 in it! That "R" on my tires stands for "really old" not radial! Blue gas? We thought it was a pretty color! What wire hooked to my throttle?
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