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Re: O/T social security
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Posted by T_Bone on April 19, 2007 at 16:37:04 from (4.240.42.73):
In Reply to: O/T social security posted by 37 chief on April 19, 2007 at 10:30:47:
Hi Stan, Let's assume you'll get $1600/mth in 11months. That means now you would get $1400mth taking in the account the $200mth loss. 1400x11=$15,400 15400/200=77mths /12=6.41yrs to recoup your $200/mth loss you would have now. That's why everyone said to take SSA at 62 as you will never make up the 3yrs of loss even tho it's a smaller amount each month. Your call on the loss on 6.41yrs but I'm getting 4.91% on a brokage money market fund or approx another $5765 loss over 6.41yrs when just considering the $200mth loss. There's other interest baring accounts that pay better than 4.91% Always file for SSA benefits early. It's never too soon. T_Bone
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