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Re: Do you take personal checks???
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Posted by Wayne on January 04, 2004 at 20:48:41 from (205.188.208.73):
In Reply to: Do you take personal checks??? posted by Mike on January 04, 2004 at 20:17:26:
If it was on a weekday you could have taken the check and while he was there called either his or your bank and had them verify the funds were available in his account. Unless he was there with a trailer wanting to take the machine with him you would have had plenty of time to have taken the check to your bank before the machine was picked up and gotten the money transfered to your account. Even if he wanted the machine that day he could have gone to the bank with you and gotten it taken care of with a bank transfer or something. The only thing about doing it by check, or any other document like this is the amount. The bank is required by law to report any transaction of $10,000 or more to the IRS, so you would have to had them to contend with at tax time over the sale. Too most banks only make a part of any deposited check over a certain amount available right away, and then release the rest funds a little bit at a time til it's all covered, in my experience, wether it's a certified check or not. Like you said the guy may have been perfectly OK, but if he couldn't understand your need to cover your own a$$ in the deal then he doesn't sound like the kind of person I would want to deal with anyway. Personally I wouldn't feel bad at all if I were you. A truely honest man would understood and have been more than willing to do whatever was needed, if in fact he really wanted your tractor. Just my .02
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