Posted by Bruce from Can. on October 31, 2022 at 03:30:34 from (70.51.53.14):
In Reply to: Home Prices Thoughtd ? posted by whizkidkyus on October 30, 2022 at 21:59:52:
The only way a person with a modest income can ever expect to own a home, is by being fiscally responsible. What does that mean? It means doing a lot more than just paying the minimum on your credit card. To me it means starting early in life, and learning not to spend any money you dont need to spend. If you are in a couple situation, live off one persons income and save the other. Get side gigs, making extra dollars to be able to afford the extra indulgences in life. Make a disciplined financial savings plan, and stick to it. On the surface, none of what I have said sounds like any fun, but the fun begins once your plan starts to work. The numbers are bigger now, but the ability to buy a home hasnt changed over time. Doesnt matter if you were earning $2.00 per hour and a house cost $100,000.00 or if you earn $20.00 per hour a a house cost one million, the principal is the same. I tried to get one of my boys to buy a house lot, that cost $50,000.00 , when he was 22, earning 50 Grand per year, and living home with me for free. But no way, he wanted to go have fun, and blew everything he earned as quickly as he made it. Now he is 32, lives in a rented home with his wife and two kids, and they struggle to meet their bills and will never own a home unless they inherit one.
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