That's one of the changes they didn't make, maintaining a pension plan rather than putting into place ways the employees could save for their own retirement. Most places today don't have them (full disclosure: my company still does, although it was pared back several years ago and the 401k plan was beefed up). That's one of the many reasons that sunk GM just as one example, the joke was that they were a pension plan that also built cars. I'd say most municipalities and states are in similar straights or getting there due to the overly generous (by private standards) employee benefits and pension plans. It is said that some cities will have to cut most services just to pay pensions. How would you like to live in a place where they can't pick up the trash, fix the streets or respond timely to emergency calls for police and fire so the retired accountant can still get her fat pension check, all the while the city fathers are getting more and more tax money from you? Something to think about.
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Today's Featured Article - Talk of the Town: The Saga of Grandpa's Tractor - by The following saga is from the Tractor Talk Discussion Forum. Someone. The saga starts with the following message: Hey guys I have a decision to make. I know what you all will probably suggest and it will probably agree with me way down inside, but here it is. I have a picture blown up and framed in my "tractor room" of a Farmall M. It was my Grandpa's tractor, of which whom I never got to meet. He froze to death getting this tractor out of the barn to pull a truck out of the ditch before I was born. Anyway my dad and aunt had to sell it at the auction,
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