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Re: OT Craigslist Scammer Worth Reading


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Posted by jimg.allentown on March 01, 2017 at 07:18:51 from (108.36.80.118):

In Reply to: OT Craigslist Scammer Worth Reading posted by John B. on February 28, 2017 at 17:25:30:

The "dangers" of giving out your email, checking account number, credit card number, SS number, etc.

Well, folks, let me alert you to some REALITY.

EVERY time you use a credit card, you are giving the other party your account number.
EVERY time you write a check, you are giving the other party your bank's routing number and your full account number.
Your Social Security number is just about a matter of public record these days.
If you keep your email address a "secret," nobody will email you anything.

BUT....
There is no sure fire defense against identity theft except that there are MANY safeguards in place.
Banks have fraud alert departments.
Most credit cards have built in fraud protection.
Vigilance is your best protection. Know what is going on with your accounts.

A few things I would like to know...

How can another person harm you by knowing your email address??
How can another person harm you by knowing your telephone number?

A few points of information:

I have been doing business over the internet since it first became available to me. Never had even a hint of a problem regarding fraud. Mail order is over a century old. Before the internet, there was mail order from a catalog.

Over the years I must have written thousands of checks. So far, not once has anybody tried to use my account number to illegally take money from me.

I have also used credit/debit cards for most of my adult life. So far, I have only had to pay for what I legitimately bought.

Best way to deal with scammers is NOT to deal with them. Do not "play with" them. Do not acknowledge them. Some of these scams are as old as time.


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