This will only get worse as groundwater and surface water problems are recognized. Minnesota has its "Buffer Law," initiated by Governor Dayton in 2015. This requires all public watercourses to have a 50 foot permanent vegetative (grass) buffer along side them. All judicial ditches must have at a minimum of a 16.5 foot buffer. Will these efforts improve surface water quality? Very minimally. With the population base of Minnesota being more predominantly "urban," this has been a legislative push. What I am concerned about is once the buffers are all in place in 2017 and 2018, there will be very little improvement in surface water quality. The uninformed public has been "brainwashed" into truly believing we will have fishable, swimmable, and drinkable water when the buffers are in place, which couldn't be further from being correct. I am also concerned about agricultural producers will be "thrown under the bus" because we will not have those fishable, swimmable, and drinkable waters once the buffers are in place.
With respect to some of the discussion on septic systems, mortgage companies and lending institutions are growing less and less interested in writing loans on properties without compliant septic systems. From their standpoint, a property that is defaulted on is less salable versus one that does have a compliant system. Not all mortgage companies follow that practice, but any mortgage that has public funding involved (First time homebuyer and FmHA loans, for example) the septic system and its compliance is part of the review process. If it is non-compliant, they will not write a mortgage. I am seeing the same thing with loans for cattle feeding facilities where the lending institution is through Farm Service Agency. My comments may not answer all the concerns raised, but maybe some of them.
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