I worked as an insurance adjuster for 47 years. Fireplace fires-studs too close to stove were a common problem but a wood stove with triple wall pipes almost never caused fires. The only fires I can recall from wood stoves where when a log rolled out onto the carpet and burned it. Unless one lied on the insurance application the fact your wood stove was not reported when installed will not prevent you from collecting on a claim. There are basically three things that will cause one not to collect on a claim: 1. material misrepresentation on the app, 2. intentionally causing the loss, 3. a claim as a result of a loss from an illegal operation considered a morale hazard. That is assuming the claim is covered in the first place.
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Today's Featured Article - Talk of the Town: The Saga of Grandpa's Tractor - by The following saga is from the Tractor Talk Discussion Forum. Someone. The saga starts with the following message: Hey guys I have a decision to make. I know what you all will probably suggest and it will probably agree with me way down inside, but here it is. I have a picture blown up and framed in my "tractor room" of a Farmall M. It was my Grandpa's tractor, of which whom I never got to meet. He froze to death getting this tractor out of the barn to pull a truck out of the ditch before I was born. Anyway my dad and aunt had to sell it at the auction,
... [Read Article]
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