I use an operating loan for seed fertilizer and fuel every year. Enables me to take advantage of preseason discounts and only one payment. Vs accounts with several vendors that charge 18 percent interest or more after 30 days. I'm not proud nor ashamed of it. Just makes sense for me at this point in my farm career. Plan is to get farm paid for and then there won't be a need for operating loan. I'm 33 years old and hate being in debt but not near as much as I hate working for someone else so lesser of two evils. I do agree the ag economy is not so hot right now but that's why you pay extra on bills and save for a rainy day when able and watch for good deals on faded paint when markets are poor. Otherwise when prices are good so is machinery prices.
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Today's Featured Article - Engine Valves - Some Helpful Information - by Staff. Intake - On the intake stroke the piston moves doward, sucking in carburized fuel through the open intake valve. Exhaust valve is closed. Compression - With both the intake and exhaust valves closed, the pistons upward stroke compresses or squeezes the fuel into the combustion chamber. Firing - Ignited by the spark, the compressed fuel explodes and forces the piston downward on its power stroke. Intake and exhaust valves are closed. Exhaust valves and seats are exp
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