Just like most states we in CO have to prove we have insurance when we buy our plates each year and like in most states it does not prevent people from getting insurance and canceling it after plates are obtained. I don't know what the fix is either. We buy uninsured motorist coverage to cover it, but the deductible can be high depending on how well you want to be covered. I might be wrong, but I don't think the insurance companies are required to report canceled polices to the DMV in CO. What is the fix? If we tax the fuel to cover liability the people that drive cars that get great mileage get a good deal while those of us that drive vehicles that don't end up paying more just because we drive pickups and SUV's. Last time I talked to my agent he told me that the estimate in CO is 40% of the cars on the road are not insured. Pretty scary considering the potential medical bills that could come up if you end up getting hurt let alone the cost to replace a vehicle. CO also has a law that if you are stopped and cannot provide proof of insurance that your car can be impounded, but it is seldom enforced. I guess liability insurance could be tacked on to the price of the tags each year and be required to be paid at that time for the entire year and the insurance companies not be allowed to refund money unless there is a title change showing a new owner has ownership of the vehicle and plates be turned in immediately as well to get your refund. It would be more paperwork and kind of messy though.
Any other ideas on how to deal with this problem that seems to be an issue across the country?
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Today's Featured Article - Harvestin Hay: The Early Years (Part 2) - by Pat Browning. The summer of 1950 was the start of a new era in farming for our family. I was thirteen, and Kathy (my oldest sister) was seven. At this age, I believed tractor farming was the only way, hot stuff -- and given a chance I probably would have used the tractor, Dad's first, a 1936 Model "A" John Deere, to go bring in the cows! And I think Dad was ready for some automation too. And so it was that we acquired a good, used J. I. Case, wire tie hay baler. In addition to a person to drive th
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