Thru the 90's I was able to roll the dice and pay off my moms place with out asking my 3 sisters and 2 bro's for help... My mom gave me the place around 2000/2001 she lives with me now in the house... I have beat the 3 year look back deal at that time... I tried to get my name added to the load but I am self employed and did not want to go thru the paper work...
I outlived all of my family but my mom so I don't have your problem... I did borrow again moms life insurance to pay one of my sisters off it did no good she still held a grunge till the day she died but she took the money,,, I even paid for her funeral and did not get a thank you out of it... I am still paying moms insurance co $100 a mo again the loan 8 years later...
All I own is paid for I have 2 kids as of now its split 50/50 in my will... I am going to check next week on making them part owners of all I own... I plan to give them 1% each ownership I will own 98%... I hear this type of rule is soon to be abolished so I need to get it done soon...
The 5 year look back rule,,, all they know is what you tell them don't tell them let them research it... I have been told by the local clerk of court she has never seen it searched... If they did they would have to probate it and it would come thru her somewhere along the line...
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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