Posted by da.bees on August 27, 2013 at 14:49:01 from (72.181.176.234):
A caution to those with pre-arrangements and/or burial insurance. Dad bought burial insurance in the amount of $150 on him,my mother and thier 5 children in 1947. Premiums have been paid annualy including through 2013 without fail. Dad passed in 57,sister in 61,brother in 67,brother in 92,mother in 2010 and sister in 2013. At the death of sister in 61 and each of 2 that followed,mom bought additional insurance on all survivers through the same funeral home that sold origional and handled every family member's arrangements. In each case there was a lot of money due and paid over and above insurance($8,200 for mom and $7,900 for sis,don't recall amts for earlier ones). After sis passed this year I found the origional policy amoung her records. The policy is brief and states that all expenses except cematery plot,opening and closeing grave are to be furnished by the home previding they are alowed to handle the arrangements. All transportation of body within state of Texas,prep of body,suit or dress,casket,outside box for casket,use of chapel,casket spray is stated and sums up with "All details that comprise a normal funeral except cemitary fees." No benifits are payiable to another home handling arrangements. Excuses excuses. Although name of home remains the same,they credited the $150 toward charges and origional director/owner was in charge of first 3,they denigh any overcharges were paid. Texas Attorney General"consumer protection agency"says they can't intervine nor advise in any way. Private attorney says I must foot his bill regardles of outcome and doesn't know of precedent that can be applied while litigating it. Pretty bitter pill to swollow knowing how meger mom's existance was. Remember she was widowed in 57 on a farm with 5 children. What I wouldn't give to have my family standing with me now.
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