Brainwashing by the ins. industry? Do you know how crop ins. works? Crop ins. is 100% controled by the Risk Management Agency (RMA), a part of the USDA. The rates, rules, coverages, high risk areas, everything comes 100% from the Federal Government. The ins. companies are allowed to market, sell, and adjust the product under a Standard Reinsurance Agreement (SRA).
Unless an agent doesn't understand something, or makes a mistake, everything they have to sell or tell a farmer comes from the USDA.
And all companies have the same basic product, same rules, and same premium.
If you go to 10 agents, and give them the same yield figures, and compare the same levels and options, then they should be able to quote you the same premium to the penny.
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Today's Featured Article - Choosin, Mounting and Using a Bush Hog Type Mower - by Francis Robinson. Looking around at my new neighbors, most of whom are city raised and have recently acquired their first mini-farms of five to fifteen acres and also from reading questions ask at various discussion sites on the web it is frighteningly apparent that a great many guys (and a few gals) are learning by trial and error and mostly error how to use a very dangerous piece of farm equipment. It is also very apparent that these folks are getting a lot of very poor and often very dangerous advice fro
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