Posted by JDseller on November 04, 2012 at 19:55:43 from (208.126.196.144):
I wrote about how my youngest son was really mad when he found out his older two brothers where buys the two farms. He thought he should have been in "line" to get to buy one of them. Even though he had zero down payment and a third of his brother's income. He has made some stupid mistakes in his young life. He will just turn 21 in March. He has a 4 and 5 year old sons. So he has made some serious misjudgments.
So when he blew up at me over his brothers getting the farms I had a real long heart to heart talk with him. I told him he needed to get his life in order so he could progress forward.
He has trouble finishing things he starts for himself. He has 5-10 projects that he has 75-90% done but then goes and starts something else an never get back to the first thing.
He is great at carburetors on small engine and motorcycles. He also does good custom work on motorcycles. He will finish the work if it is for someone else but rarely himself.
Well he has been working for a welding out fit for 4-6 weeks now. He likes it and is making good money. He also has thinned out his projects by getting some of them done and selling some others that he just does not want to fool with anymore.
He came over yesterday and rode with me to get a welder I had bought off of Craigs list. He told me he wanted to buy the house he was renting from me. He is living in the house that my wife and I bought when I got out of the service. It is an old farm house with about 4 acres of ground and a few out buildings. I do own the rest of the farm around it now but did not when we first bought the house.
I had told him what I wanted for the house when he first moved into it. Between his having a better job and cleaning up the loose ends he had laying around, he has about 15K to make a down payment with. Wow That is great for him !!
So I told him I would sell him the house. I told him that I would help him get it set up through his bank. I think he can borrow the money he needs with the down payment he has. If not then I will take a second mortgage on some of the house to make it work. So he is going in after work tomorrow and get things started. I also told him that he was going to have to do the leg work and get things going.
I hope he is seeing the light. He and I set down and figured out that if he gets a 15 year fixed loan at a reasonable rate his payment will be just a little under his current rent. He will have insurance and taxes but he will be building toward something.
So I am proud that he seems to be trying something different.
PS It sure seems to have both he and his wife in a more ambitious mood. He came by this afternoon to borrow a tile spade. He was hand digging the trench to put 220 electric into an old hog barn that he uses for a shop.( no way to get much use out of a trencher or hoe where the line needs put) I went over late in the afternoon to see how he was getting along. He has the hard part all dug. He should get it done in the next few day after work. The real funny thing is his wife usually just goes through the motions of cleaning. Things not bad but not real spot less either. She was going full out as well. She had all the first floor clean as a pin when I went in. So I hope the two of them have woke up to the fact they need to grow up and do things better to get ahead. Time will tell but it seems to be a start.
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