Posted by Greg K on October 05, 2012 at 05:36:11 from (75.107.96.58):
We had a bad hail storm last August (1 year and2 months ago). There was tennis ball size hail accompanied by 60 mph winds. Insurance was very good about replacing the broken windows, roof, vehicles, siding, and gutters. So far they have figured about $37,000 damage. Now we have been "discussing " the deck and screened in gazebo all summer. The adjuster origiionally told us new handrails, spindles, screens, posts decking, and shingles on 5 of the 8 sections of the octogon shaped gazebo roof. I had a contractor come out and give us a bid for this work, and the insurance Co (State Farm) didn't like his numbers. Last night the "new" adjuster came out to look it over with the contractor and the new plan is to re-stain the deck, railing, and floor. Also now just doing the ridge caps on the roof, and somehow fixing the shakes that are broken or missing. Also wanted to just repalce 3 sections of screen out of 8, because "the dents from the inside are something other than hail". In this case you have to remove all the handrails and spindles to replace the screen, which you would have to do to stain it also. I know he is just doing his job and trying to save company money, but when they tell you one thing and then switch it up on what they will cover it just pi$$e$ me off! We had a little trouble with the windows like this too. The old windows were Pella's and some of them had built in blinds. Now in all fairness some of them leaked and needed replaced anyway, but when we brought the price of new Pella windows with built in blinds to them they really squawked! We decided to settle on triple pane, vinyl windows by North Country and I couldn't be happier with them. They were less expensive than the Pella windows so insureance said OK. Has anyone had any luck dealing with this kind of stuff? What is the trick, sticking to your guns? Is ther any recourse with them or do you just get what you get?
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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