Depending on your age, the odds might indicate one will happen before the other.
As I see it - devoting your entire present life for a disaster might be a bit odd and/or paranoid. But - taking some measures to prepare just in case IF you have the ability? Why the heck not? If you have a family, I regard it as a requirement. Tell me one valid reason why NOT too? I find it ludicrous with the many I see who refuse to prepare for anything, trust a failing socialist government - and yet go into debt buying toys. The mortage bailouts are a great example of that mentality.
Some of the whiners on these forums who look down on people who DO make some effort - are likely the be the first ones begging others to help them as soon as a bank or gas station closes for a week.
My family is pretty well prepared, but we cannot totally anticipate the unknown. My wife and I are on a very low income and yet we've done it just fine. We live what most regard as "normal" lives, have zero debt and can live for a year with no outside help - if someone doesn't kill us all and take what we have.
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Today's Featured Article - Ford N-Series Transmission/Hydraulic Fluid - The Full Story - by Llamas. The transmission fluid in an “N”:-series tractor lubricates the transmission, differential, rear wheel bearings, PTO and hydraulic pump drive, and it also cats as the working fluid for the hydraulic lift. In 9N/2N models, it also lubricates the steering sector and shaft system. The owner’s manual for the 9N and 2N models specified the use of only two fluids. They were STRAIGHT MINERAL OIL SAE 90 (above freezing) and
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