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OT... Bad News... Foreclosure (Long)


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Posted by Ken Christopherson on January 04, 2012 at 06:26:12 from (71.63.192.200):

Hello everyone, hope you all had a great holiday season.

I usually am posting over on the Case and Farmall boards, but figured since this is more of a general topic I figured I would post on here since I have always gotten good advice on YT no matter where I have posted.

Well, to make a long story short, I have been searching for a full time job since June, 2009. Have worked numerous part time gigs and was able to keep up with the house payments. April, 2011 came around and was let go from a part time gig. Immediately contacted the bank and started a Home Modification process.

I have been battling with the bank ever since then (unable to make payments) and found a part time job again in June 2011. Having had many troubles getting ahold of my 'home preservation specialist' I decided to take it to the supervisors and then their supervisors back in November. Since then it has been going somewhat smoothly. I have been submitting the documents that they have requested via FedEx time and time again. December 7th I started a new career in the MN Dept of Corrections and received my first pay stub on Dec 30th. I have again followed their request and submitted the income amount to them as of yesterday. Just this week I have received a letter from an attorney regarding a sheriff's sale date (2-17-12) and a date a mandatory vacate. I have been trying at any way I can to prevent this, I just don't know what to do. This is my first home, bought it when I was 20 and now am 25, and I guess I am just looking for some advice or guidance. Can't move in with mom or dad as the same problems have plagued them throughout my life. I am definitely stuck and troubled, and would appreciate any input you all may have..

Thanks and I hope everyone is doing well.

-Ken


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