This is not Randy it is his wife, I do know that with the deductible on the cheaper plan you will have to hit what they call a doughnut whole, which is they will only pay so much for your scripts, then you pay full price again until the max hits again, then they will cover them again. I would personally go for the more expensive one because you know you have to pay $75 anyway, but you may need meds in the future that are more money. I took care of someone who was getting the cheaper plan, and she had a ton of pills, but the part D wouldn't pay for some of them, and she had a doughnut whole like every three months, so she paid the cheaper cost, but every three months she ended up paying about $200 for her scripts, for three months, then the insurance would kick in again. Just make sure the scripts are paid for all the time, look for the word doughnut whole. Or you could call a hospital and ask if they have a certified person to discuss part D insurance.
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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