Re: Storm damage, need advice

Posted by oldtanker on August 21, 2011 at 09:10:58 from (66.228.255.223):

In Reply to: Storm damage, need advice posted by jeremy in NE on August 21, 2011 at 08:22:16:

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Nope biggest problem is the insured! Get to be friends with an adjuster and you will find out that a lot of homeowners claim are inflated because the insured see nothing wrong with "getting a little extra back" from their insurance company. I worked a storm in a few years back. 1st 6 claims I worked on 4 had inflated claims by both value presented by the insured and outright fraud claiming damage where there was none. One resulted in a prosecution. Most of the adjusters who have been on the job a few years that I know have gotten very jaded about claims to the point where some think everyone is falsifying claims. That's pretty sad. A lot of the time the company pays because it's cheaper than a legal battle or an investigation. Look at the guy who broke into a home and got locked in the garage while the family was on vacation. He survived on dog food an pop that was in the garage. He was convicted and sent to jail but he successfully sued the homeowners insurance company to the tune of 80K

for "physiological" damages. The company at that point paid because it would cost them more than the 80K to appeal. So next time you get mad about the cost of insurance or the adjuster take a close look at your neighbor or perhaps in the mirror.

Just glad I'm not working that anymore!

Rick

Replies:

• Re: Storm damage, need advice Dean 11:19:57 08/21/11 (0)

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