I'm going to go against the grain here and say NO, it's not worth taking a mechanic... UNLESS this is a trusted personal friend.
A machinery dealer is not going to give some schlub off the street one of their best mechanics for God knows how long to go and look over a tractor, even if you pay. What they will do is give you the greenest kid they have in the shop, and charge you full price, if they will do it at all.
Not knocking the kid per se, but he won't have the experience necessary to determine the health of a tractor just by looking and listening. Heck, even most experienced mechanics can't do that.
Truth be told, you're taking a chance no matter what you do. Everything could check out fine but the tractor breaks down just driving it home. It could fall apart the first time you hook it to something. Frankly, I never pay more for a tractor than I'd be willing to wad up, douse in gasoline, and set on fire after I parted it out.
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Today's Featured Article - Ford N-Series Transmission/Hydraulic Fluid - The Full Story - by Llamas. The transmission fluid in an “N”:-series tractor lubricates the transmission, differential, rear wheel bearings, PTO and hydraulic pump drive, and it also cats as the working fluid for the hydraulic lift. In 9N/2N models, it also lubricates the steering sector and shaft system. The owner’s manual for the 9N and 2N models specified the use of only two fluids. They were STRAIGHT MINERAL OIL SAE 90 (above freezing) and
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