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Farmall & IHC Tractors Discussion Forum
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OT..insurance fraud

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49 Cubber!

04-24-2004 11:46:44




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Ok so this is kinda On and Off topic,but anyways,here goes:theres this guy that I used to work with,went on disabilty due to "social anxiety disorder".I was told that he gets about 1600 bucks a month.If Iunderstand whay I was told right,this guy cant be around groups of people for more than a few seconds and he starts getting real nervous and shaking and stuff.Now,the On topic,he is always at tractor shows,big or small,I just learned today he now has his own business repairing garden tractors as well as bigger tractors.He still draws a disabilty check.My problem is should I turn this sack of crap in,or not.I want to turn him in as I,as well as my fellow employees,are the one flipping the bill for him,or is it just possible that he really is suffering and him being at tractors shows is really hard for him.What dya think guys?

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KURT (mi)

04-25-2004 03:51:57




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 Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 11:46:44  
Two things, first is he getting money from an insurance company for "disability" or is the Federal government paying him with social security money. If he is receiveing money from an insurance company and that company finds out that there is probalby nothing wrong with him then that would be fraud and the insurance company may stop the payments and maybe have him pay back a certain portion of the money. If the social insecurity system is paying him with our money then it would take years I would think to get him to stop receiving money. Remember: He's a victim of society and well you know its hard to get your butt out of bed every morning. If you really wanted to pursue the matter you might get a reward for being a squeeler.

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49 Cubber!

04-24-2004 18:37:52




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 Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 11:46:44  
Thanks for the opinions so far.Let me go further into this.This guy worked for the same company I do up until 6 years ago.I knew he had suddenly stopped coming to work,but I had seen him at several shows for a year or so.I didnt work with him but maybe a year,and didnt really know him that well,but enough to know more than just his name.We had talked on more than one occasion about our tractors.When I noticed him not being at work,I assumed he had quit or got fired or something.I asked my boss about it one day and he told me about the situation.I know some people are ligitimatly sick,and I too am somewhat nervous around a crowd of people,but only to the extent that some of are,like speaking in front of a audience I guess,but it quickly subsides.I am not one to judge and rustyfarmall is right,I shouldnt judge someone until I walk a mile in their shoes,but it upsets me alot to see someone taking advantage of the system,whether its a brain imbalance or fake injury.I dont see how a guy can be so out of whack when it comes to crowds and groups of people,but can attend several tractor shows a year. I see his nice new shop,all of this nice equipment he brings to shows,a new truck he pulled his tractor in with today,and I wonder,am I paying for that?

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Paul in Mich

04-25-2004 06:45:32




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 Re: Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 18:37:52  
Cubber, The mind is a complex aspect of man and its hard for us, who go through life being able to cope with all the ups and downs, stressful and non stressful times to understand what goes through the mind of those among us who have unbalances such as depression, anxiety attacks, etc. Do not judge this man just because you percieve him to be normal, because you have no idea what is going through his mind on a day to day basis. There are many people who went through life as normal as the rest of us, who suddenly find themselves in a state of mind that they cant escape. It may not be obvious to the rest of us, but we cant see the turmoil and crisis that person is experiencing at the time. This person you know may well be able to work in his garage at his own pace and work on tractors in a very theraputic way, and be able to go to a show where there is no pressure, and be able to function. This same person may not be able to go to the grocery store and wait in line. You just dont know. When I was into restoring cars, One of the people in our Chevy club was very much like the person you worked with. He experienced depression to the point that he was suicidal, but none of us knew it, all the while he was considered one of the best 55, 56, and 57 Chevy people to exist. He was on equal to Guy Fay as far as his knowledge of his hobby. None of us knew that he had these demons, and none of his mental problems were obvious to us, yet he was forced to take an early out at G.M., becuase he could not function in that atmosphere. He still paints cars, and he still fights depression. So it well may be with the person you know. Just be glad you havent read his obituary prematurely, and pray that you wont. as to your boss explaining everything to you, If he told you any thing more than the fact that your co worker was on medical leave, he is in violation of this workers right of privacy. If he volunteered anything pertaining to the diagnosis, or even prognosis, he is leaking confidential information that could get him in trouble. Human resources has a right to this kind of info, but they do not have a right to broadcast it. They do, however have every obligation to respect and protect the privacy of their employees. Put yourself in the shoes of the other guy. Would you like it if your foreman blabbed to the rest of the crew that you had a medical condition which may be embarrassing to you? I think not, primarily because it is nobody elses business. The best thing you can do, is when you see this person at a show, say "Hi", and treat him as you would want to be treated if it were you. Im sure that if everyone else around him feels as you do, that he feels pretty isolated by now, which can exaserbate the problem. Yes, by your definition, he may be supported the same insurance that you pay into, but at the same time, you don't know but what you will have to rely on the same insurance fund sometime in your life. Do you want everyone to question your integrity also? Let it go, and be thankful for your own mental stability and sanity.

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Jonathan Mirgon

04-25-2004 02:17:42




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 Re: Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 18:37:52  
I have a problem with people who abuse the system as well, And it does sound like this guy is doing just that. I too would be tempted to turn him in, I think I would just let it go, I think when you cheat someone it will eventually come back around, and the cheater loses out. It will catch up with him. I knew someone that was on disability due to a back problem, And he covered all of the windows in his garage with cardboard so no one could see all that heavy lifting he was doing in there ! It took two years but he got caught and now owes the government a big chunk of change that he had received.

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gm

04-24-2004 22:47:42




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 Re: Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 18:37:52  
think of it this way, if he finds out you turned him in, you might end up with lots of very bad problems. And, you gain nothing from doing something, its not like you will get a raise or something. There is plenty of money in the world for everyone to live quite comfortably doing what they want to do, not what they have to do. It hasnt gotten to that point yet though. That should inevitably be the future with all the automation... As for this guy, at least he is putting the money back into old tractors, that seems like a worthy cause to me. He prob makes the tractor shows more enjoyable for everyone but you :) -Greg

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ken

04-24-2004 18:50:24




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 Re: Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 18:37:52  
i know a guy that is 23 and he gets right at 900.00 a month from the government cuz he can't read,hows that!



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Hugh MacKay

04-24-2004 17:13:56




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 Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 11:46:44  
Cubber: I really wouldn't go to the bother of doing the task of turning him in. More than likely you will receive your own black eye for the deed. These things have a way of backfireing on you.

If we were all far more educated about our insurance needs, thus enableing us to cancel some of the crap. Fire insurance is one example. 50 years ago most fire insurance was on depreciated value of assets. Today this replacement cost insurance, is going right through the roof on cost. The whole premis of replacement cost insurance, leaves it wide open to fraudulant claims. The entire insurance industry is being run much the same way. "Cheaper to pay than POLICE it.

What we all should be doing is be far more selective, weed out some of that unneeded insurance. I have done a lot of this, you will be amazed at how much you can save. Remember if you, I and all other insurance customers get tight fisted with our money, the insurance companies will not have the money for these frivolous and fraudulant claims. We need not pay for peoples neglegence.

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Hoppy

04-24-2004 16:35:08




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 Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 11:46:44  
I'm with you, on the info you have told us, he's riding the system and we are all paying. He's probably of the feeling he has nothing to lose to try it. This mindset does wonders for those that are looking always for an easier way. It's too bad, but our priciples we enjoy in this country was not based on that style of thinking.



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rustyfarmall

04-24-2004 13:50:25




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 Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 11:46:44  
Never judge another man until you have walked a mile in his shoes.



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Wardner

04-24-2004 13:08:08




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 Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 11:46:44  
Maybe his doctor has prescribed "tractor therapy". It does seem to have worked for most of us here.

Ya, I would turn him in. You are right about it coming out of your pocket. Your employer is paying higher premiums based on his claim record. That is money that could have gone into benefits to you and your fellow workers. You need to be careful where you blow the whistle. You probably need to contact the insurance commissioner in your state.

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little john

04-24-2004 12:40:12




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 Re: OT..insurance fraud in reply to 49 Cubber!, 04-24-2004 11:46:44  
We probably don't have the expertise or information to answer that one. Maybe he's getting better?



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