You've got the hp, if your N is in top shape and you keep it that way. You're paying for a stationary engine and a genny when you buy the more expensive genset.
I've always thought that if I was going to go for emergency power for the house I would go with propane. I got a lot more propane than gasoline at any given time. Many, or most, emergencies I would like to have the N available for other stuff.
If I was going to get fancy I would get a portable genny I could run off the pto or connect to a propane-fueled stationary engine. I've got a nice 18hp Wisconsin engine in an obsolete trencher (stand-behind & no ROPS) I picked up for like $500. I got my trenching done with it and now I would convert the engine to propane and use it with a genny. It's got some good hydraulics in it too. My point is that there are used engines out there a guy can pick up for a good price.

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