The original topic is drifting to the bottom half of page 2 so since there is interest in discussing it I will address the recent post by Oldtanker and go from there. Nobody is talking about specifically excluding anybody but you have to admit that during the early 1980's which would be considered the beginning of modern crop insurance the 10,000 acre plus mega farms did not exist. Other than wheat and cattle country most areas looked at 1000 acres as the mark to shoot for then. I am saying that if someone wants to be a mega-BTO that once he (or she) achieves a certain acreage level they should shoulder an increasing amount of their crop insurance needs. If guy wants to come in and run 20,000 acres with several investors let them carry the burden of risk in terms of paying creditors and making the profits.