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Ward1989

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I just got a notice in the mail my health insurance is going up another 300 dollars iam getting tired of paying these crazy prices and i never go to the doctor what is everyone else doing that is self employed?Good old affordable health care.Maybe its just me but dont these rates seem way out of control compared to everything else.paying for health insurance is like making a mortgage payment.Whats a farmer to do?
 
Our Health Care Insurance is $1204 per month. I am 63 my wife is 60. Probably going up for us also as my wife turned 60 in June of this year.
 
(quoted from post at 18:54:40 10/05/16) I just got a notice in the mail my health insurance is going up another 300 dollars iam getting tired of paying these crazy prices and i never go to the doctor what is everyone else doing that is self employed?Good old affordable health care.Maybe its just me but dont these rates seem way out of control compared to everything else.paying for health insurance is like making a mortgage payment.Whats a farmer to do?
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Well we made the decision last year for my wife to go back to a "real job" with benefits...saved us a ton of $$$ on health insurance and we have a much better plan....plus dental. It is nice to have choices!!
 
(quoted from post at 20:16:23 10/05/16) Good old "Affordable Health Care Act".
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Remember all those who said it would never work....well, they were right! Even Bill said it is a fiasco!
 
tony in sd- What if you or a family member had a "pre-existing" condition that the insurance company could deny you coverage for (before the AHCA was law)?
 
And the average family was going to save 2500 bucks a year...... Uh huh!

Watch the news.... Now the White House is planning to end run Congress and set up a bailout for the poor old insurance companies who are losing money.

That right folks, yet another corporate bailout with your tax money. Keep hoping for more change!
 
(quoted from post at 20:28:02 10/05/16) tony in sd- What if you or a family member had a "pre-existing" condition that the insurance company could deny you coverage for (before the AHCA was law)?
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They could have fixed that problem by simply passing a law that said they couldn't deny coverage. They could have simply raised the level of income required to qualify for medicade too. That would have left insurance alone and gotten the people who didn't have health care taken care of without costing the rest of the country through the nose. There was no need of the AHCA to fix these problems. Yea, they would have had to raise taxes slightly to pay for it but it would be cheaper to pay the taxes.

MN says that as of the 1st of Jan coverage through the exchanges is going up 50%. That's over the rate hike last year. So what's more important? The few who were denied coverage because of pre-existing conditions or the many who can no longer afford coverage at all?

I know a lot of people right now that figure that they will have to drop coverage after the new year. It's coverage or eat. It's that simple. And just who controlled both houses and the White House when this monstrosity was passed?

Rick
 
And we just keep reelecting them because we never ever learn and even if we do learn, we forget 10 minutes later.

Mark
 
You can try joining N.A.S.E, National Association for Self Employed. As a member you can get Health Insurance at group rates.
N.A.S.E.
 
It's bad even if your not self employed. Since he "fundamentally transformed" our country, including our health care system, my contribution went from $350/ month to $800. They've also stopped paying for blood work and quadrupled the deductibles. I'd like to know who it's "affordable" for...
 
I light of what came out about a certain person's taxes over the weekend,don't jump on me and start making accusations toward me,but,there's a tax credit available that's applicable to your premiums. I don't need to tell you the website. Signup for next year starts in December again.

If anybody wants to be a hypocrite and say it's not alright to claim a legal tax credit because "I owe it to my business and family to take advantage of every tax law",go right ahead. He's no more a "genius" than I am.
 
Ill never figure out why it cost so much for health care other than to cover the freeloaders , and I know several that are farmers with I'm sure more assets than I have but are on mnsure and apparently pay nothing , on my wifes w2 it says her employer (Mayo Clinic ) pays out in excess of 13000/ yr for insurance for 2 of us, I also have insurance available at my work so because of that we have to pay another 50$/ month for insurance through her company I cant figure that out either , now what really bugs me is if I get hurt at work and my employer has to cover it through workmans comp, we are sent to the local community hospital ( not Mayo) while inmates at local federal medical prison get to go directly to Mayo clinic , while being accompanied by 2 guards and I wonder who is paying for that? Oh and ive never seen or heard of anyone actually being turned away because they didn't have insurance, maybe someone can show me firsthand of who that has happened to?
 
Makes me sad to read the plight you folks are in with your health care system. I am sure some will find fault with the system we have in Canada, but no one is ever denied coverage. Self employed people like myself on the farm pay nothing. Health care cost are paid by employers as part of the employees wage, but only employers with 10 or more workers have to contribute. Seniors pay nothing, and get cheaper drugs too. On average the number of dollars paid out for healthcare in Canada , per person , is less than in the USA. And the Canadian life expectancy is longer. Doesn't seem right to me that your insurance companies should have so much control over the health of the people . I understand free enterprise, and share holders in insurance companies expect to receive a profit on their investment. Just seems to me that the profits are being made at the cost of peoples well being, and some times their life. Must be a better way to run healthcare , and let investors make their profits some where else.
 
(quoted from post at 04:52:21 10/06/16) Makes me sad to read the plight you folks are in with your health care system. I am sure some will find fault with the system we have in Canada, but no one is ever denied coverage. Self employed people like myself on the farm pay nothing. Health care cost are paid by employers as part of the employees wage, but only employers with 10 or more workers have to contribute. Seniors pay nothing, and get cheaper drugs too. On average the number of dollars paid out for healthcare in Canada , per person , is less than in the USA. And the Canadian life expectancy is longer. Doesn't seem right to me that your insurance companies should have so much control over the health of the people . I understand free enterprise, and share holders in insurance companies expect to receive a profit on their investment. Just seems to me that the profits are being made at the cost of peoples well being, and some times their life. Must be a better way to run healthcare , and let investors make their profits some where else.
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Bruce, do a little research. It isn't the insurance companies. It's the managed health care system.

Rick
 
I dropped coverage for myself last year, and put my teenage daughter on a decent plan with a low deductible for a reasonable price. To renew this year, the only options have tripled the deductible, and raised the monthly premiums by $20 to boot.

The worst part of it is this insurer keeps wasting manpower and money administering the account because they don't have anyone smart enough to code their computers to fix simple things. Like every month I would get a letter stating I needed to pay next month's premium before the 1st. I'd call them and explain that THEY are the ones who take the money from my bank account in the middle of the month. I'd ask if they want me to make an extra payment to put me ahead, and get the reply "you're not late until 30 days, so since you are on auto-pay, you're okay". I explained to them that they keep wasting money by sending me late payment letters every month, and maybe costs could go down if they could get this problem under control. Then there's the issue of them sending irrelevant information, like the full glossy, heavy stock card telling me it's almost time to renew. I may have told the one guy "if you people can't figure it out, there are easier jobs out there for you, like maybe greeting people at Walmart", which of course is going away due to rising Healthcare costs.
 
I'm 39, currently paying about $280, last year it was under $200. I am grandfathered in on an old pre-marketplace plan on BCBS. I have a $1500 deductible, when I meet that, pretty much everything is covered 100% with no copays (including medicine, scans, exams). Couple days ago they mailed a notice that said I would be mailed another notice with my new rates, I suspect they will be much higher, also that I would be able to keep the same plan. BCBS Nebraska is dropping out of marketplace plans, because they said they were losing too much money on them, $140 million since '14.

http://www.omaha.com/livewellnebras...cle_ba159306-81b9-11e6-a263-039caebdcf91.html
 
In addition to my rates going up the deductible went WAY UP too.
I really hate the way the medical system operates ! You have to see your regular doctor first. Well most all of them don't seem to know anything ? You have to pay for any and all test now up until you get to the deductible. Then you get sent around to all sorts of other doctors only to have to pay for repeats of the same or similar tests !
The hospitals around here seem to be making out well as they are building all sorts of NEW additions.
I am all for health care reform, but what they should of started with ( and I don't think they even thought about it )was better training for doctors and streamlining the paperwork and make them all use the same forms. Office hours reform would help the working people out too. Few are open early or late or on the weekends.
 
Farmers have been clearly genius for many many years, if they think nnalert wrote off allot, they do not want to look at too many farmers tax returns, everyone does it, use the law to ones advantage. I guarantee there is not a single politician in dc that hasn't written off "losses".. It's funny how the nnalert want to make any little thing look like a mountain, then complain when we want answers for nnalert's actions, Email, Benghazi, suddenly dead people with ties to her scandals, etc... that seems to be kept off the news.... hmmm, why is that.
 
Correct me where I am wrong but here is what some friends in Canada told me. They have to buy suplimental health insurance because you could die waiting for cancer treatments if the government has spent the aloted amount for that year. They come to the Mayo clinic in Mn. for their health care. They have a mail box in ND because they get the mail so much faster in ND. They winter in Arizona and get some of their health care there. Maybe you can give more information on how drug costs work. I have heard that somehow the drugs are cheaper because US buyers cover the research and development costs and somehow Canada does not have to. Is that true? Not bashing Canada in any way, I just think there are many differences that enter in. In the US, we have had some of the best medical care in the world and nobody was denied care because they couldn't pay for it. Yes some tweaks would have made it better but the AHCA is really a mess.
 
The idea of the AHCA was to run the insurance cos. out of business so the fed. gov. could take over health care, single payer. As to what it was supposed to be, well everything out of external_link's mouth is a lie, and if we are not careful it will be the same if/when hilary gets in.
 
That's what these talk radio folks don't understand. That's about what I paid in my late 30s and early 40s. Now it's over $1100 a month at the age of 61. Rates go up when you get older,always have,always will. There's more risk,simple as that. If they think getting rid of health care reform will take their rates back down to what yours are,they're very sorely mistaken.

One thing I learned way back then though,was that if you change companies every three years or so,you'll get a lower rate. When you buy an individual policy,you're put in a pool with others in the same boat. Early on,there's more money coming in to that pool than there is going out. As the policy holders in that pool start to have claims or drop out for whatever reason,premiums go up to cover losses in that pool.

If you pay for your own all your life like I have,you learn these things.
 
By the ACA they have to give you insurance. They don't have to make it affordable. The last quote I was given was 986.54 plus 10000.00 out of pocket. That was for 2016. 2017 it will go higher. The word cancer makes the price go up.
 
(quoted from post at 12:29:12 10/06/16) I'd like to know who it's "affordable" for...
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It's only affordable for those getting subsidies. Remember all this when you go to vote this year. Do you want reform or a continuation of what we have now?
 
I'm 39, currently paying about $280, last year it was under $200. I am grandfathered in on an old pre-marketplace plan on BCBS. I have a $1500 deductible, when I meet that, pretty much everything is covered 100% with no copays (including medicine, scans, exams). Couple days ago they mailed a notice that said I would be mailed another notice with my new rates, I suspect they will be much higher, also that I would be able to keep the same plan. BCBS Nebraska is dropping out of marketplace plans, because they said they were losing too much money on them, $140 million since '14.

http://www.omaha.com/livewellnebras...cle_ba159306-81b9-11e6-a263-039caebdcf91.html
 
Health insurance rates will not get better unless serious limits are put on healthcare costs.

The shiny new medical facilities are getting paid for some way.
 
Looks like this showed up more than once. I posted it in modern view and it was not visible. Posted again, still not visible. Tried
Firefox to view the forum (instead of Chrome), STILL not visible. Back to Chrome, tried classic view, and it's visible.... Posting this
from Classic....
 
Having lived in Canada for every one of my 70 years, I'm relatively qualified to comment. While a lot of Canadians have some "extra" coverage of various kinds through private insurance or company benefits, health care is pretty much "free" as they say. OK, our taxes are higher, otherwise how could health care be at no cost? My own experience with cancer goes back to the spring of 2015 when I was diagnosed with colon cancer after a poop test during my annual check up and a follow up colonoscopy exam. None of this cost me anything. I went to the head of the line and had surgery within a month. Cost for this was zero, nada, not one red cent. So far, all the follow up tests (also at no cost every three months) have been good with no reocurance. Today in a few hours, if you can believe it or not, I am going in for a knee replacement. Yes, I had to wait a while, three months actually so I am lucky compared to some who wait much longer, but I pay nothing for the diagnosis and scans, preparation school, today's procedure, follow up down the road, etc. Have I paid through taxes over the years when I had few health issues? Certainly, but I don't regret paying one bit for what I have got from the system. There are likely millions of Canadians who have essentially no taxable income (for one reason or other) who get the same coverage and treatment that I get. Do I resent that happening? Not for a minute. I think most Canadians by far are not concerned over paying from their own pockets for some that have nothing or very little. Do some abuse the system? Certainly, it's human nature to abuse the system whether it be health care, income tax (ie Donald nnalert or thousands of others like him on this side of the border) or any other public system. And remember, Canadians who head south of the border for health care are going for one reason, to speed things up. And remember, they are paying through the nose for what treatment or surgery they receive right? So they chose that option and are happy with it. Could I head south for a knee replacement ...... well maybe if I'm prepared to spend whatever it costs. Otherwise, my bet choice is to wait it out and eventually get it done up here if I can put up with a longer wait.
 
The mailings always get me too. They are using my money to send me a letter or card to
take care of myself so it doesnt cost them money..... What a racket....
 
I got a letter stating I would be getting a new price information.

I have BCBS of Nebraska. Last year they added a 50% copay and raised my premium.
 
I think a problem with a system like yours here in the US is there is too much greed and corruption. Someone somewhere would find a way to put more money in their pocket over the health of a person.
 
We do have some of the best care in the world but someone shouldnt have to give away everything they own to pay for it just to keep the bonuses for the CEOs and profits for stockholders. Almost all of the hospitals here are building every year. That is what gets me. The quality of care didnt go up, just another building. It isnt about health care it is about profit.
 
Not only have premiums skyrocketed but I think that doctor's just aren't giving the same level of personal treatment anymore. I've noticed that the family practice I've gone to for years just treats patients like cattle anymore.
 
It used to be a person could save a substantial amount raising your deductible, it isnt that way anymore.
 
Isn't it amazing how few people comprehend that the reason their insurance rates are so high is because healthcare costs are thru the roof. This is not new, Healthcare costs were going up 7% a year during the 2009 recession.

No one would do an $8000 engine overhaul on a $2000 tractor. But we make that same decision in healthcare every day.

Our hospitals are like luxury hotels. People that live in 25 year old trailers, go to state of the art private rooms, and luxury accommodations of the healthcare system. Who pays? You do, in insurance premiums.

Guess which party fights any controls on healthcare costs? Healthcare is a strong $5 billion dollar lobby.
 
That grand piano in the new glass front lobby of a new addition to a local rural hospital was a bit much. If you think I'm joking,think again. I'm not joking about it at all.
 
Have you seen the paperwork they have to do now for ACA? Our family doctor literally abandoned his partnership and went to work at a local ER instead. The hospital does all the paperwork and he gets paid by the hour for the hours he works treating people. Kind of surprised me when it happened but since he left several more in the practice have made the same move.
 
Do you know how they limit costs - deny services. Age 63 and have cancer - it was nice knowing you. Have a difficult to treat illness - you can only see a specialist once a quarter - hope they get it right the first time.



To be honest companies like Blue Cross love high costs. In most states the industry is regulated by the government (and now by ACA) on what they can charge based on what they paid in coverage. They get a "normal profit" on what they paid out. Would you rather make 5% of million or two million? They have no incentive to control costs because the higher the costs the more they can make.
 
I would think they forward their mail when they go to Arizona every winter. They also keep a mail box in Canada. I don't understand your question. Did I answer it?
 
Yes, the party in the White House fights any efforts to control costs. They get a lot of money from Attorneys so they won't limit lawsuits. They are buddies with the insurance industry and fight any effort to offer coverage across state lines. They have imposed endless regulations and data requirements. I worked for a medical company and most products are introduced in Europe because of the ridiculous requirements here. Our owners one joked that it took 2 years and thousands of dollars to move one machine two feet. We made some minor changes to a product and it cost something over a million dollars. Then they passed a medical device tax. This has to be passed on to customers or covered by laying off employees. This regulation nation is killing us and not making anything safer.
 
Remember folks, this system was DESIGNED to collapse so we would all be screaming for one payer goobermint based health care.
 
We willingly let ourselves get suckered and anyone who thinks that this system is ever going to go back to a non-goobermint controlled system, has their head in the sand.
 
(quoted from post at 12:30:21 10/06/16) Yes, the party in the White House fights any efforts to control costs. They get a lot of money from Attorneys so they won't limit lawsuits. They are buddies with the insurance industry and fight any effort to offer coverage across state lines. They have imposed endless regulations and data requirements. I worked for a medical company and most products are introduced in Europe because of the ridiculous requirements here. Our owners one joked that it took 2 years and thousands of dollars to move one machine two feet. We made some minor changes to a product and it cost something over a million dollars. [b:400ac4afcd]Then they passed a medical device tax. This has to be passed on to customers or covered by laying off employees. [/b:400ac4afcd]This regulation nation is killing us and not making anything safer.
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There are many factors in the cost of health care. My wife is a Research nurse (for over 30 years) employed by a major research hospital. The cost of compliance for bringing out a new medical product (clinical studies, paying test patients, paperwork trails, monitors who fly in and audit their protocols as mandated by the [b:400ac4afcd]government[/b:400ac4afcd], etc) is astronomical. My daughter is an attorney who works for a major pharmaceutical company. She is responsible for the legal compliance of TWO products in ONE division of the company. She is swamped with work making sure the company is compliant with [b:400ac4afcd]government regulations[/b:400ac4afcd]. She makes well into six figures. Multiply that by the number of drugs and drug companies. My brother is a risk manager for a major hospital chain. His job is to handle the lawsuits against the hospital and its doctors/nurses, etc. His [b:400ac4afcd]annual [/b:400ac4afcd]budget for settling cases is in the tens of millions of dollars. That doesn't include the ones he decides to take to court because they are so blatantly frivolous AND he loses. My family doctors spends a lot of his time trying to make sure he codes my diagnoses right in order to get paid by Medicare (a [b:400ac4afcd]government [/b:400ac4afcd]agency).

In the old days, you'd go to a doctor who had a black bag and stethoscope and a nurse. No computers, no fancy diagnostic machines that can look inside your body.

Everyone complains about the high cost of health care but doesn't understand all that goes into it. From my examples above, I claim it's due to:
- government regulation
- high tech nature of the industry
- ambulance chasing attorneys who look for the deepest pockets when there is not a perfect outcome when you get sick.

Turn on the radio or TV and we're bombarded by attorneys advising that "you could be entitled to substantial money if you ever had ---- (fill in the blank procedure/drug), but time is running out to file a claim so call us now at 1-800-WESUE"

I, too, think that the country was sold a bill of goods on the ACA that could not possibly be fulfilled. There aren't enough top-notch heart surgeons, cancer doctors, etc. to GUARANTEE everyone in this country access to the best health care possible AND at reduced costs. That's a pipe-dream. There's no free lunch and SOMEONE has to pay the bill.
 
Amen. American health care is great, but we pay twice as much for it as any other major nation....and we die 3 years younger. Facts, not tales.
 
Trouble is,we've tried to have the benefits of European socialism,with taxes and regulations of a free country. You can't do that. We either have to complete the transition to socialism or let the system collapse and start all over completely from scratch.

The Swedes and Danes who come here to hunt aren't "high income" by American standards. They pay 50% in taxes,but the benefits they receive from an efficient socialist system works for them. Would it ever work for us,as diverse as our population is? Who knows. I doubt it. Bottom line is though,their standard of living is higher than ours even after taxes with no higher household income than we have.
It's all a matter of opinion,and I'm not advocating socialism,but just trying to make the point that we can't have the benefits of socialism and still try to operate with a free market society.
 
Seems like these Canadians have mail hassles to get good doctors. Do they have to have a US mailbox to go see a US doctors . ? We don't take Canadians with home address's ?
 
Yes my local talk radio station is mostly calls complaining about the government, and mostly attorney ads encouraging
people to sue each other.
 
My doc did the same thing. Took one look at the ACA regulations and quit. Started his own practice. Only takes people he knows that have insurance. No medicare,medicaid or workman's comp.
 
I just heard on the radio news at lunch today that Suma health care in Akron Ohio is laying off a bunch of workers. Forget the figures. And then they went on to mention that this would not hamper the 320 million ??? (not sure of $ ) expansion they started. Are you kidding me !
 
(quoted from post at 11:45:02 10/06/16) That grand piano in the new glass front lobby of a new addition to a local rural hospital was a bit much. If you think I'm joking,think again. I'm not joking about it at all.
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Please tell us what hospital, and where it is. I would like to investigate the source of the funding for the grand piano - I will bet it was a gift.

People in our area give gifts to the hospitals, even the for profit HCA hospital (where my daughter is an emergency nurse) all the time. Things like pianos and other stuff that would seem frivolous are all over the place - but they are gifts.
 
Google health insurance companies pulling out of youu momma care. There is a real problem on the horizon. Insurance companies are losing money.
link
 
. I like your post. I am now retired and very lucky as I have very good insurance and it doesn't cost me any thing. When I first retired I had Team star and that cost 100 a month but now I got a deal that I don't pay any thing for. Yes I am a retired Teamster that's why I had Teamstar insurance. Any way did we miss the boat with Bernie Sanders ? Did he have a good idea or not about health care ?
 
Socialism is a very different way of life than we are used to. Here is my experience, others may have other information. We had several German exchange students and traveled in Germany a couple of times. Maybe Germany isn't considered socialist. The one student we had was fairly well to do and they owned a very well built modest home. He told us that the only way you owned a home in Germany was to inherit it or be very rich. The towns are very compact and they do not allow for expansion into the country. Some may say this is good but that means that none of us who live in the country on small acreages would have those properties. We would live in an apartment somewhere. Their education system is good but at least at that time they separated students in junior high. The brightest ones were sent to classes for professionals and the others were sent to trade schools. You were not allowed to choose you education path. I think our education system is pretty good and is probably not matched up fairly to other countries. I think it is very hard to beat the land of the free and that requires less government and not more. I would never trade our system, no matter how flawed, for any other.
 
(quoted from post at 14:19:56 10/06/16) Socialism is a very different way of life than we are used to. Here is my experience, others may have other information. We had several German exchange students and traveled in Germany a couple of times. Maybe Germany isn't considered socialist. The one student we had was fairly well to do and they owned a very well built modest home. He told us that the only way you owned a home in Germany was to inherit it or be very rich. The towns are very compact and they do not allow for expansion into the country. Some may say this is good but that means that none of us who live in the country on small acreages would have those properties. We would live in an apartment somewhere. Their education system is good but at least at that time they separated students in junior high. The brightest ones were sent to classes for professionals and the others were sent to trade schools. You were not allowed to choose you education path. I think our education system is pretty good and is probably not matched up fairly to other countries. I think it is very hard to beat the land of the free and that requires less government and not more. I would never trade our system, no matter how flawed, for any other.
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I did 3 tours of duty in Germany and yea, that's pretty much the way it was then to include the education system. When I was there if you wanted to take something in college that there was no need for you could but they didn't pay for it.

To my understanding how the education system worked was about the end of what we call 8th grade they reviewed your records and talked to you about your education. At the end of 9th grade those with a poor academic standing were given an aptitude test and told several fields that the student could train in for those going that route. The college bound kids were told what they qualified for and what the government was willing to pay for based on needs. Sure they could take what they wanted but they had to pay for it if it wasn't what was needed.

A lot of homes over there are built new with an apartment in it to help defray the cost of the home.

Rick
 
Sounds closer to communism than the system in Sweden. They have rules that we would find intrusive,things like limits on the size of refrigerators and cook stoves,no over the counter drugs at all,not even aspirin,but if you were raised that way it's our system that's strange,not theirs.
Some of the things they are allowed are less restrictive than what we have. Pistol ownership is banned for example,but silencers on rifles aren't. I don't know that they're required,but everybody uses silencers for hunting.
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For about 10 years I handled all malpractice and liability claims for several HCA hospitals and lawsuits were common problems and the
majority of incidences were due to physician error than by what hospital staff did. But that being said, complacency rather than ignorance
of procedure was the root cause of death or injury.
 
I am currently operating without health insurance. I had insurance from an off the farm job awhile back, but could not afford it on my own when the place went out of business and I lost that job. The insurance I had at that job did not make sense to me. I had really high deductible and it was still expensive. I had to pay close to 2/3s of it out of my paycheck. It did not cover office calls, prescription drugs, eyeglasses, or dental. So basicly in a nut shell, I didn't benefit one bit from it, and saw 0 return. I know not having insurance doesn't make very good sense, but the options to have insurance doesn't make sense either.

We have a 3 way problem with our health care. And it can not be fixed without dealing with all 3 of the problems. One problem is, healthcare is to expensive to begin with. 15 dollars for an asperin in the hospital. COME ON! Another problem is the cost of insurance coverage, and how much of that money gets paid out to claims. It would be scary to know how many employees in the insurance company draw wages and salary's from customer premiums. They have employees that literally only work to find ways to not pay on claims. I am serious. They literally hire people to find ways to not pay you your own money back on your claims! And lastly, the other problem is of course the uninsured who receive treatments that all else have to pay for. But, you got to realize that even some of the insured fit into this pool if they cant afford to pay deductibles or claims refused by insurance company's. You also got to realize that most of the uninsured are lower class workers that can't afford insurance coverage because it is to expensive because of the first two problems mentioned. They, themselves do contribute to the problem. And these people are not jobless or homeless people. That sort can get government help for coverage. These people have a job that doesn't provide insurance, and don't make enough to insure themselves, but make enough to disqualify them from government help for coverage.

Its a 3 way problem, and it will never be fixed by only focusing on one of the 3 problems.
 
rndy3788- "Oh and ive never seen or heard of anyone actually being turned away because they didn't have insurance, maybe someone can show me firsthand of who that has happened to? "

That would be me!

Afew years ago(before AHCA), I did not have insurance.

While cutting firewood, some sawdust was blown into my eye. My eye hurt and watered the rest of the day. Went to bed and woke up with a swollen shut eye. I didn't go to the ER because of so many people complaining about how people without insurance use the ER as their Primary Care Doctors.

rndy3788I- went to the Urgent Health Care Center. Signed in and the receptionist asked for insurance card. I told her I did not have Insurance. She said "That will be $80.00 up front for the doctor to see you plus any extra costs for afterwards.".

She said "If you don't have the $80.00, you can leave".

So, Yes, you can be denied care. Only ER visits cannot deny care!
 
Supplemental health insurance in Canada, or at least in Ontario, is to give you things like , a private room, or wifi . Not for actual treatment. As for folks going to the states to receive care they can't get in Canada, is just BS. The Canadian system is triage system , the worst go first. Some folks are always going to be pi$$ed if they are not pushed to the head of the line. I have known many who have had heart by pass, and cancer treatment, all with in timely fashion , and with good results. And an emergency helicopter ambulance ride , is no charge. The reason drugs have different prices is because of the same reason everything we buy has a different price. You can only charge according to what you can get. If a Insurance company is paying for the pills, the pharmaceutical companies will charge more. Health care in almost every European country works much the same way the Canadian system works. And think about it like this, healthy people not only live longer, but they pay taxes longer, they can work longer, and the country gets more value out of their education system by having healthy people , living and working longer. Much the same as going to the dentist to keep your teeth healthy, keeps your gums healthy, and lessons many other health risks such as cardiovascular disease. Forget the commie red herring, and look where the money is going , and who is getting cheated in the process.
 
There's places in this country where they aren't allowed to expand the city. I believe Portland, Oregon, is one. Want to build a house? Buy 2, knock them down, subdivide the 2 lots into 3, and build 3 houses.

All to save the environment. The land across outside the development line is worth a third of what it should be, because it can't be built on.

If regional planning boards loaded up with bureaucrats and the token local member come to your town, get out while you still can. They don't answer to anyone, just pass you on to the next member.
 
Willingly?? You must be kidding. The ACA was the MOST opposed piece of legislation in the history of the United States of America. Congress was against it with the exception of a handful. It was ramrodded through Congress by "unconventional" means. It never even came up for a true "up or down" vote. So, where is the "willingly" part of that?
 
(quoted from post at 18:13:24 10/06/16) You need to check out the party currently out of the whitehouse as well.
Click to expand...

That Party did NOT vote for external_link, not one. The Party in power at that time unanimously voted FOR it and they had no idea what was in it. Today it would not pass and would never be brought to a vote in the same form it was then. There was and now is a need for reform to the laws, biggest change would be to get government out of the health care business.
 
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