Thinking of retirement

I am thinking of retireing from my stupid job. For the past thirty years went to work to clean classrooms and clean a school. The first twenty three years where great I was at only one school site and till they changed it. They made up clean teams and made us to handle four big schools a night. This way of thinking keeps going I see stuff that would had been fixed if I was only at one school site plus other things that would had been cleaned. As I grow older in age I now think that retireing out is better because I am not going to clean four big schools a every night when I get to 60. Employers love when they can get you to leave. I am going to grow up next year I am going to do one of my dreams start restoring my tractors and automoblies. I am going to seat on my porch and drink a nice cold beer at night realizeing that I would be rushing around cleaning a school at that time.
 
Do it man. Jobs get like that if you don't believe in the changes that are happening from above. I worked 80 hours a week for 4 years out of college with a day job and a bartending job on nights and weekends. I settled down to just one job for a bit, then bought a bar on the side of my day job. Owning my own business and having my own freedom was the best experience of my life. It was also the worst because it is hard for me to have a boss now, but I muster along. Sold the bar to some guy with too much money, I guess a few years back, and changed to a bigger company for my day job. There are many weeks that I just wish I had my old bar back. I'm working to be mortgage free in the next couple of years. Then I'll buy another bar and give up the day jobs and be my own man again. I never wanted to be a farmer like my dad and a couple generations before him, but being your own man is definitely a huge plus of farming.
 
Sounds like a plan to me. As long as you have plenty to do and you enjoy it, you will be fine.
My dad retired at 58 after teaching ag for 20 years. That was after he retired from the army as a Colonel. He stayed active into his late 80's.
I was able to retire from my job at 49. Not on disability, but on amount of time I had in.
I am 63 now and stay very busy with all kinds of projects in my shop and in the garden.
Go for it. We are not promised another day.
Wife's uncle retired at 65. Did not live to draw a retirement check.
Richard in NW SC
 
Retirement lost all its appeal when I hit 60. I'm not even looking forward to things being slow over the winter,much less just sitting around waiting to die.
 
I retired at 64 1/2 and never looked back. (I'm 67 now). I would have gotten more Social Security if I waited a bit longer but I was at the point where I absolutely hated going to work every day. We crunched the numbers and since we were always a bit frugal, we're doing just fine. Finally paid off the mortgage about 3 months ago, which allowed us to breathe a bit easier. Kinda nice knowing that you can stop working on a project when you get tired, knowing you can just pick it up the next morning.
 
You will be ok just keep yourself busy. I retired 5 years ago at age of 63 with 38 years of service with a commercial freight line. I do miss driving semi and some of the customers I came in contact with. One thing is find enough things to do to keep you busy. I have no trouble with keeping busy cutting fire wood, 2 acres of yard, 9 farm and 3 garden tractors, going to pulls and shows, and grand kids it keeps me busy.
 
My thoughts completely! I'm going on 80 (next year) and still work 84 hour weeks with a full time job and a grain farm. I got up at 04:15 this morning (alarm was set for 04:25 but decided not to wait for it to ring) and will get to bed tonight around 10:00. Not an ache or pain and still like looking at young girls.(;>)) The bad part about retiring is that most people don't live through it. I'm not alone. I flew to Denver a while back on business and when I went to the rent-a-car counter there was a gal who looked about my age getting her car at the next desk. The agent asked her if she was on vacation. She said: "Oh no, I work for Goldman Sachs. I never go on vacation." Then my agent asked me if I was on business or pleasure. I said: "Business, but it's pure pleasure." The gal next to me looked at me and smiled just as I smiled at her. We then walked out to our bright red Impalas and drove off. It's a great life if it doesn't quit. (;>))
 
You might as well do like many others in government work. Retire while you can and then get hired back in and be a double dipper as we call them. Seems to be the trend now.
 
I was forced (downsized....) into early retirement from my desk job as an engineer/manager at age 62. Over the final 5 years the job had become increasingly stressful and frustrating.

Today I'm busier than ever: I help as needed at a friend's farm as an equipment operator/mechanic. I do side work fixing mowers, snowblowers, chainsaws, etc. My wife and I march with two local bagpipe and fife & drum bands - 52 events so far this year(!). I shoot photos for several area steam shows and antique tractor gatherings, the NY Warrior Alliance, Honor Flight Rochester, our local fire dept, etc. Finally we have 3 kids and 8 grandkids who regularly darken our door and who I can now take time to enjoy.

I never for a moment regret retiring!
 
I have a good friend who was a Lt. Col. in the Air Force with 26 years service. Command bomber pilot, etc. He was training students in flight simulators when he, without warning, received a letter notifying him he was being retired in 60 days. (He was not an academy man, so I suspect Lt. Col. was as far as he could go).

They had his retirement celebration, and next day he went right back to work doing the same job as a civilian. He never said what his civilian pay was, but I'd guess it was quite a bit more than a Lt. Col.'s. Plus he was getting his retirement pay.

Go figure.
 
Hello brent Zappe,

The only problem with retirement you will be limited to 3 things though. Which are:

1) You can do what you want to do!

2) You can do it for as long as you want to do it!

3) You do it when you want to do it!

Works for me!

Guido.
 
I can't retire. Have a son with multiple handicaps and requires many medications along with health care specialists. If I retire, my health insurance premium goes thru the roof. Underfunded pension plan keeps looking worse even though I'm at retirement age and years of service to qualify. They send me a pre-retirement calculation every quarter and I'd have to live in a cardboard box on what I'd get. No savings available due to years of high medical costs not covered by insurance. Gov. Rauner thinks all is well with aging Illinoisans and Madigan is just as bad, in his own way. Guess I'd agree if I was worth $millions. I sold my small hobby interests including tractor, antique literature in order to pay for my personal monthly medications as I refuse government handouts. Have enough to be buried.
 
My idea of retirement give up working off farm maybe part time job and keep the farm cleaned up getting good rent now . So time to travel and thinking of fixing up the oliver and hit the shows
 
"Double Dipping" is an option that is quickly going away. I am a government employee in an agency where it is strictly enforced. Once retired, no return. Not all government jobs are affected but politicians are getting an ear full.
 
Do it ! None of us are going to get out of this alive anyway. For those lucky enough to love their "job" and it doesn't feel like work , different story. None of us on this forum are ever "retired" in the city definition of the word anyway. We just don't choose to punch a clock and make someone else rich off our backs anymore. Now we will all work on what we love to do and if it brings in $$ then all the better. Stress kills and we all know it and have been witness to it. File and get back the $$$$ you paid in all these years and let your body/mind start repairing what stress has tried to destroy. From here on out, work at being the kind of Grandpa/family member that everyone remembers fondly on the day you pass. Lack of daily stress makes that goal a lot more achievable. Happy Retirement!
 
I always thought this was a bad practice because it blocks the jobs from young people who need them.
 
Guido , evidently you are not married. That illusion is long past. If a woman is around, be prepared to work your butt off. My advice, get a morning part time job so when you leave it you will be away from home and not available, lets you cat around all afternoon before going home. Or sneak into the shop before she catches you
 
When you get retired, Every day is Saturday. And on Saturdays you can sleep till noon, And that is just what I do when ever I feel like it.
 
(quoted from post at 16:33:14 09/24/15) I am thinking of retireing from my stupid job. For the past thirty years went to work to clean classrooms and clean a school. The first twenty three years where great I was at only one school site and till they changed it. They made up clean teams and made us to handle four big schools a night. This way of thinking keeps going I see stuff that would had been fixed if I was only at one school site plus other things that would had been cleaned. As I grow older in age I now think that retireing out is better because I am not going to clean four big schools a every night when I get to 60. Employers love when they can get you to leave. I am going to grow up next year I am going to do one of my dreams start restoring my tractors and automoblies. I am going to seat on my porch and drink a nice cold beer at night realizeing that I would be rushing around cleaning a school at that time.

I was a janitor at a Wisconsin university. I had 28 years in when I decided to pull the pin. I wanted to get thirty years, but my health wouldn't let me. Things have really gotten bad since I left. With the big cuts Governor Walker imposed on the UW system the campus hasn't been filling any janitor positions after the position is vacated due to retirement. There are 20 positions open right now. And all along everyone was thinking that these budget cuts would put the clamps on the high paid positions at the university's.. It only ends up hurting the little guys. Now everyone that is left are having to do more with less.
 
now that walkers presidential campaign went haywire he will comeback to wi and screw things up more for our blue collar workforce! its sad that people support him
 
My brother retired from the Air Force. He was at Eglin AFB test center. Didn't even clean out his desk. Hung up his blues on Friday. Came to work in civies on Monday.
 
Only you will know when it's time to go. I retired at the age of 41 with a pension after 20 years of service for the State. It was one of he best decisions I have ever made.
 
I'm experiencing no paid vacation and no paid days off . no paid Columbus day , no paid Mlk day , no paid Christmas or New Year either . It's not all great you know .
 
(quoted from post at 22:19:14 09/24/15) now that walkers presidential campaign went haywire he will comeback to wi and screw things up more for our blue collar workforce! its sad that people support him

Yes, it is sad. I heard something on WPR early this morning about their next move against the workers in the state, but don't remember all the details. I have a feeling the Governor is going to retaliate for all the support he lost in this state.
 
I do not under stand this double dipping at all.Know a guy who retired from the school system and then they hired him back at his full salary.He makes more money and has a hard time spending it all. What is wrong here? It totally does not make sence to me.Thanks taxpayers he says(and smiles) as he cashes 2 checks.
 
(quoted from post at 16:13:28 09/24/15)
(quoted from post at 16:33:14 09/24/15) I am thinking of retireing from my stupid job. For the past thirty years went to work to clean classrooms and clean a school. The first twenty three years where great I was at only one school site and till they changed it. They made up clean teams and made us to handle four big schools a night. This way of thinking keeps going I see stuff that would had been fixed if I was only at one school site plus other things that would had been cleaned. As I grow older in age I now think that retireing out is better because I am not going to clean four big schools a every night when I get to 60. Employers love when they can get you to leave. I am going to grow up next year I am going to do one of my dreams start restoring my tractors and automoblies. I am going to seat on my porch and drink a nice cold beer at night realizeing that I would be rushing around cleaning a school at that time.

I was a janitor at a Wisconsin university. I had 28 years in when I decided to pull the pin. I wanted to get thirty years, but my health wouldn't let me. Things have really gotten bad since I left. With the big cuts Governor Walker imposed on the UW system the campus hasn't been filling any janitor positions after the position is vacated due to retirement. There are 20 positions open right now. And all along everyone was thinking that these budget cuts would put the clamps on the high paid positions at the university's.. It only ends up hurting the little guys. Now everyone that is left are having to do more with less.

Ruh Ro.... Pinocchio...

Civics lesson for those interested. The govenor does not have the authority to give or take away money from the UW system so blaming him (or praising him for that matter) is giving him credit beyond what he actually did. Budgeting money is done by the legislature under the Wisconsin budget. A governer can "ask" for things in the budget but the legislature is not necessarily going to give it to him, far from it actually. After the budget bill passes BOTH houses, it goes to the governer to sign or veto. The governer is not a dictator and cant just do what he wants with money for the UW systm or any other agency.

Once the UW system gets money via the budget, some is earmaked for certain things but the rest is given with no restrictions. Considering the state of Wisconsin is the 5th largest supplier of money for the UW system at about 17% of the total budget, the UW is hardly hog tied with its funds, the federal goverment is much harder to deal with due to matching funds and other restrictions.

After you set aside the massive amounts of federal money with strings, some gifts and a small amount of state money, the UW is free to do what it wants with its money. That means, if they choise to continue paying massive salaries to management (known as "the suits") and screw over some stooges that push a broom, thats the UWs choice. The governer and the legislature have no say in that other than a very tiny amount of money that has strings on it. To say a "governor" is responsible for the UW system not hiring a human kickstand for a broom is not only wrong, its an outright lie.

Now, lets factor in just a short time ago, the UW system was sitting on a billion dollars in a slush fund to cover future shortfalls in budgets. And, this fund was growing every year, the last year before it was discovered it grew 25%. This fund was HIDDEN, not a mistake, not "extra" to be used up next year.... HIDDEN from the public. Well, they got caught. So the legislature decided to cut back on funds to the UW system (as they should have). The state could have stopped giving money altogether to the UW for 5 years and it wouldnt have depleated the slush fund. Read that again.... the state could have stopped giving money to the UW for 5 full years and it wouldnt have hurt the UW systems budget at all because they had that money just sitting there waiting for use. But even knowing that, the governor still asked for money in the budget for the UW because it is so important. The assembly and senate agreed but ended up giving less than they would have simply because the UW had so dang much money just sitting there. After the bill was sent to the governor, it was signed.

So there ya have it, the readers digest version of "Hiding money from the taxpayers and getting caught". Hiding money like that is fraud and usually people go to jail for stunts like that but you know that rules, if you are a nnalert its OK and even encouraged. But if one does that, they should never expect continued increases in funds after it is discovered. And one should never bame a governor for not hiring a janitor when that aint his call (its the UW systems call), doing that is a lie.

That concluded the civics leason for today...
 
Take it if you can and don't look back.

I maxed my pension out when I was 47.Had to be 53 to get it.Started working when I was 13.Started making contributions when I was 17.The day before my fifty-third birthday was the last day I packed my lunch.Been 5 years next month and still ain't caught up with the chores. I grew up in a family business but left in my early twenties.I worked for forty years.That was enough.Some say I want my kids to have something.I didn't save it for them to spend.
People say why should I quit I still feel good.I have never made sense of that statement.You don't know what tomorrow gonna bring so if you can, go for it.Good Luck.
 
Had my own business and the EPA thought they knew more about my business then me so sold it. I was 62 at the time and the wife just had a stroke so retired. After a few years saw that I was slowing sinking so took a summer road mowing job with the county. The next year they made me part time which was great. Now have vacation days, sick days and holidays. Can't work less the 30 or over 40. Really enjoying it. Run big equipment I would of never got to run and in better health then a third of the employees there. PS: Not hanging around old people now.
 
I didn't know Wisconsin was hurting, It's much better shape than when Bone-Head Doyle was in there. Just the facts! The nnalert were so scared, they had to run to Illinois and hide!
 
Ten years ago I quit working off the farm. I do not miss any part of it. If you can find part time work that you enjoy doing then I would retire from the cleaning job. Being a night owl worker is not good for long term health. I am busier now than ever. I just control 100% of my schedule.
 
(quoted from post at 19:13:10 09/24/15) I didn't know Wisconsin was hurting, It's much better shape than when Bone-Head Doyle was in there. Just the facts! The nnalert were so scared, they had to run to Illinois and hide!


You are not paying attention to what is going on in Wisconsin.

The place is slowly turning into a not so nice place to live. Elections have consequences and the people of Wisconsin are slowly realizing this.
 
I retired from the US Government after 38 years and that included 2 years in the Army during the Korean war. I worked another 10 years for several
defense contractors to pay up my SS. Hal
 
brent zappe,
Retirement is fun if you planned for it. I hope you started planning for retirement the day you started working.
 
(quoted from post at 02:21:33 09/25/15)
(quoted from post at 16:13:28 09/24/15)
(quoted from post at 16:33:14 09/24/15) I am thinking of retireing from my stupid job. For the past thirty years went to work to clean classrooms and clean a school. The first twenty three years where great I was at only one school site and till they changed it. They made up clean teams and made us to handle four big schools a night. This way of thinking keeps going I see stuff that would had been fixed if I was only at one school site plus other things that would had been cleaned. As I grow older in age I now think that retireing out is better because I am not going to clean four big schools a every night when I get to 60. Employers love when they can get you to leave. I am going to grow up next year I am going to do one of my dreams start restoring my tractors and automoblies. I am going to seat on my porch and drink a nice cold beer at night realizeing that I would be rushing around cleaning a school at that time.

I was a janitor at a Wisconsin university. I had 28 years in when I decided to pull the pin. I wanted to get thirty years, but my health wouldn't let me. Things have really gotten bad since I left. With the big cuts Governor Walker imposed on the UW system the campus hasn't been filling any janitor positions after the position is vacated due to retirement. There are 20 positions open right now. And all along everyone was thinking that these budget cuts would put the clamps on the high paid positions at the university's.. It only ends up hurting the little guys. Now everyone that is left are having to do more with less.

Ruh Ro.... Pinocchio...

Civics lesson for those interested. The govenor does not have the authority to give or take away money from the UW system so blaming him (or praising him for that matter) is giving him credit beyond what he actually did. Budgeting money is done by the legislature under the Wisconsin budget. A governer can "ask" for things in the budget but the legislature is not necessarily going to give it to him, far from it actually. After the budget bill passes BOTH houses, it goes to the governer to sign or veto. The governer is not a dictator and cant just do what he wants with money for the UW systm or any other agency.

Once the UW system gets money via the budget, some is earmaked for certain things but the rest is given with no restrictions. Considering the state of Wisconsin is the 5th largest supplier of money for the UW system at about 17% of the total budget, the UW is hardly hog tied with its funds, the federal goverment is much harder to deal with due to matching funds and other restrictions.

After you set aside the massive amounts of federal money with strings, some gifts and a small amount of state money, the UW is free to do what it wants with its money. That means, if they choise to continue paying massive salaries to management (known as "the suits") and screw over some stooges that push a broom, thats the UWs choice. The governer and the legislature have no say in that other than a very tiny amount of money that has strings on it. To say a "governor" is responsible for the UW system not hiring a human kickstand for a broom is not only wrong, its an outright lie.

Now, lets factor in just a short time ago, the UW system was sitting on a billion dollars in a slush fund to cover future shortfalls in budgets. And, this fund was growing every year, the last year before it was discovered it grew 25%. This fund was HIDDEN, not a mistake, not "extra" to be used up next year.... HIDDEN from the public. Well, they got caught. So the legislature decided to cut back on funds to the UW system (as they should have). The state could have stopped giving money altogether to the UW for 5 years and it wouldnt have depleated the slush fund. Read that again.... the state could have stopped giving money to the UW for 5 full years and it wouldnt have hurt the UW systems budget at all because they had that money just sitting there waiting for use. But even knowing that, the governor still asked for money in the budget for the UW because it is so important. The assembly and senate agreed but ended up giving less than they would have simply because the UW had so dang much money just sitting there. After the bill was sent to the governor, it was signed.

So there ya have it, the readers digest version of "Hiding money from the taxpayers and getting caught". Hiding money like that is fraud and usually people go to jail for stunts like that but you know that rules, if you are a nnalert its OK and even encouraged. But if one does that, they should never expect continued increases in funds after it is discovered. And one should never bame a governor for not hiring a janitor when that aint his call (its the UW systems call), doing that is a lie.

That concluded the civics leason for today...

Blah blah blah........Who pays you to be a Walker Troll?
 
Always two sides to a story. I thought that was a pretty thought out synopsis. As far as the University at Madison, from what I could find, their state budget was down a very small percent. Considerably less than most of the rest of us.
 
I'm glad I planned for mine, glad I did. Retired 11 years ago at 55. No regret. Inflation will put you in poor house if you don't have multiple sources of income, not just a pension and SS isn't enough to be retired and have fun.
 
When I wrote this note to post I had a chance to realize what retirement means to me. My parents told me that retireing means if you could live off 50% of your monthly income that you are makeing right now. Than you might think of doing it. That means house paid for, Automobiles paid for. I know people I work with they do not have a clue how to manage there money. My parents are up in age with in there 80's and it is time one of there kids move close to them. So since I got a retirement to think about I should put in for it and then move on with my life. Move closer to parents but still stay busy. I am hopeing it will work out I am not the one that loves watching T.V. I think I have one in my house (if they have not stolen it yet). I am a person that likes to work and where I live well it is not for me any more. Time has change my town and it has grown to big for me people are looking at my land wanting it. It is time to go ahead and just do it. Thank you for all you replies they are great to read.
 
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