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Farm Equipment on road Insurance

F

farmall1086tractor

New User
What kind of insurance does every one have for on the road with farm equipment? Such as the combine or tractor for liability? Seems like there are more and more cars in a hurry everyday. Hope I never hit anything, but it would be nice to be covered.
 
I have "AMICA" for an insurance company and they cover my tractors since I am not a commercial operation. I drive 3 miles one way on town road to our other place and back with tractor and whatever implement I need to use.
 
I have a farm liability policy which covers tractors and equipment on the highway plus I have a 2 Million$ Umbrella policy on top of all my other insurance policies.
 
I have a liability policy that covers all equipment if it is on my farm or being used for farming. This includes transporting to and from field, etc. I haven't ever checked into things like tractor drives or anything - I've got too much to do to try something like that. I also have a two million dollar policy that covers self-employment (farming) and a five million dollar umbrella.

Most of my farming requires taking equipment on roads. You can never be over-insured in that case. Kansas is pretty good, though. I've never heard of them not immediately jumping on the farmer's side. It helps to be known in the community...
 

I have a "small farm package" with the Cooperative Companies of Vermont. Fire and liability all together. The liability covers me for all kinds of off farm but related stuff.
 
I have liability insurance for my tractors when they are on the road. Not really that expensive. I have an independent agent too. He had to look a long time to find me insurance too.
 
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