I stopped at a friends and he had his girl friends car on his hoist doing a brake job, 2014 Ford Fiesta. The pads were actual toast. We went to the parts store and got new pads but they didn't have the stainless steel inserts. When we went to install the pads they wouldn't go in. After inspection we realized that there appeared to be rust under the inserts. We removed the brake frame from the spindle pried out the inserts and used an angle grinder to clean out the slot the inserts set in installed the old inserts and put everything together. The new shoes fit perfect. While we had the frame off I pulled the rotors and turned them with the 4 inch angle grinder. The brakes worked perfect during the test drive. I believe the failed pads had been forced into the holder and hadn't been retracting, he had to actually pry them out. I know turning brake rotor with a grinder is not an accepted practice, I just grind off the outside lip and the inter rust ring and float the brake surface.